6 Portfolio To-Do's for Retirees at Midyear
A volatile market and new tax laws mean the time is right to check up on asset allocations, required minimum distributions, and IRA conversions.
Managing a portfolio in the years leading up to retirement doesn't require a lot of magic. If you save enough of your salary and invest those savings in even a semi-sane investment mix, you'll have a good shot at amassing enough for a comfortable retirement.
Shepherding a portfolio through retirement, by contrast, is inherently more complicated. You have to make sure that you're not spending more than is prudent and that your investment portfolio appropriately balances safety and growth potential. Ideally, you'd also stay attuned to pulling your withdrawals from the right account types to help keep your taxes down. And those are just the headline jobs: You also have to think about required minimum distributions, estate planning, your Social Security strategy, and how you'll shoulder long-term care costs if they arise. That's a lot.
Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.
We’d like to share more about how we work and what drives our day-to-day business.
We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.
How we use your information depends on the product and service that you use and your relationship with us. We may use it to:
To learn more about how we handle and protect your data, visit our privacy center.
Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.
To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.
Read our editorial policy to learn more about our process.