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The Short Answer

7 Ways to Improve Your Credit Score

These tips can help you establish good credit or improve poor credit.

Editor's note: This article originally ran on May 30, 2018.

Simply put, having a high credit score saves you money. Consider a mortgage loan: If you have excellent credit, you may be able to secure a mortgage loan that is as much as 1.5 percentage points lower than someone with marginal credit. That could save you hundreds of dollars every month--thousands every year.