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Investing Specialists

4 Reasons Roths Are Right for Younger Investors

Owing to their flexibility (and more), a Roth IRA is close to a no-brainer for investors just starting out.


One of my young relatives started his first real job a few years ago. He has been getting his sea legs financially, and periodically reaches out to me with quick questions about what to do--about withholding amounts, paying off student loans, and what type of credit card to get.

The other day he texted me with a query that was short and to the point: "I just got a tax refund and would like to save the money. Where should I put it?"

Christine Benz does not own (actual or beneficial) shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.