Investing Specialists

How RMDs Can Upgrade Your Portfolio

Christine Benz

Note: This article is part of Morningstar's 2018 Guide to IRAs special report. A version of this article appeared Nov. 22, 2015. 

Affluent investors love to hate their RMDs--the required minimum distributions they must take from their traditional IRA and 401(k)s by the end of each year after they turn age 70 1/2.