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Investing Specialists

Should You Make IRA Contributions After 65?

The longer the holding period, the greater the benefits of making these contributions.

As I was listening to my voicemail on a Saturday morning, I picked up a message from a relative. "Christine, I have some extra money to invest," she said. "I put some cash into my traditional IRA earlier this year, but this time I wonder if I should make a Roth contribution instead. Call me back, please."

Uh-oh, I thought to myself.