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Investing Specialists

A Moderate ETF Bucket Portfolio for Retirement

This portfolio is geared toward retirees with roughly 20-year time horizons.

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Editor's note: This article was updated on June 10, 2019.

Even if you're an extremely engaged investor--and that's true of many Morningstar.com readers--it's important to have a backup plan in case something should happen to you. Will your spouse know where to go for cash to pay the bills? Have you tried to skinny down your portfolio to as few moving parts as possible, especially if you're in your later retirement years?

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Christine Benz does not own shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.