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Investing Specialists

A Conservative ETF Bucket Portfolio for Retirement

This ETF-oriented portfolio is ideal for retirees with shorter time horizons.

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Safety and quality are the watchwords of my conservative bucket portfolio, geared toward older retirees with a time horizon of 15 years or fewer.

As such, the portfolio features sizable allocations to cash and short- and intermediate-term bonds, both nominal and inflation-protected. But because 15 years is still a reasonably long time horizon, the portfolio also includes a decent-size equity position, as well as exposure to more economically and credit-sensitive bond holdings such as high-yield and floating-rate funds.

Christine Benz does not own (actual or beneficial) shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.

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