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The Short Answer

Should I Invest Part of My Bonus in My 401(k)?

We tackle reader questions about 401(k)s.

Q: Should I elect to put my bonus into my 401(k)? I've heard conflicting advice, but I don't understand the downside.

A: You're thinking along the right lines here--the goal in retirement savings is to sock away as much as you can reasonably afford to.  

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