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Investing Specialists

3 Tricks for Getting the Most Out of Your HSA

Enjoy maximum tax savings while preserving flexibility.

A version of this article originally published in March 2016.

Anytime you read about health-savings accounts (HSAs), there's the obligatory windup about how quickly they're growing. And the uptake has been notable, mainly due to the growth in high-deductible health plans (HDHPs), which workers must be covered by in order to contribute to an HSA. A survey by America's Health Insurance Plans showed that the number of Americans covered by HDHPs--and who are, in turn, eligible for HSAs--rose by two million between 2014 and 2015, a more than 10% growth rate.