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Investing Specialists

FAQs on 401(k)s

The skinny on Roth versus traditional contributions, early withdrawals, loans, and more.

Note: A version of this article originally appeared in January 2014.

What are the main benefits of investing in a 401(k) versus investing on my own?
For starters, your employer will likely match at least a portion of your contributions--that is, contribute company money on your behalf, as long as you are contributing some of your own money to the account. Try getting your employer to match you on contributions to your bank account!

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