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Investing Specialists

8 Questions for RMD Season

We're coming into the year's home stretch. Do you know where your required minimum distributions are?


Note: This article is part of Morningstar's November 2016 Year-End Tax-Planning Guide special reportA version of this article appeared Sept. 26, 2016.

It's a high-class problem for a retiree: A large tax-deferred portfolio and no immediate need for spending money. But even though you would rather leave the money in its place, allowing it to compound on a tax-deferred basis for your heirs, the government won't let you take advantage of retirement-savings tax breaks forever. At some point, you are required to start pulling the money out and paying the tax collector.

Christine Benz does not own shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.