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Empty Nest Phase a Crucial Catch-Up Time Before Retirement

Raising children is expensive, so use the empty nest years to redirect your savings toward retirement and avoid lifestyle creep, says financial planning expert Michael Kitces.

Empty Nest Phase a Crucial Catch-Up Time Before Retirement

Note: This article is part of Morningstar's 2019 Portfolio Tuneup week. A version of this article appeared on Jan. 22, 2018.

Michael Kitces is a partner and the director of wealth management for Pinnacle Advisory Group, co-founder of the XY Planning Network, and publisher of the continuing education blog for financial planners, Nerd's Eye View. You can follow him on Twitter at @MichaelKitces.

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