What History Says About Safe Retirement-Withdrawal Rates
The percentage retirees can draw from their portfolios without running out of money has varied widely depending on the retirement start date.
When approaching retirement, the first question many investors ask is how much money they can safely take from their portfolio each year. A simplistic way of looking at this is a withdrawal rate, expressed as a percentage of your investment assets. To help you make that decision, it may be helpful to look at what previous retirees could have withdrawn over a long retirement.