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Annuities: More Insurance Than Investment

Investors should think of annuities like other risk-management tools, weighing how much they value the protection of lifelong income, says Morningstar Investment Management's David Blanchett.

Christine Benz: Hi,I'm Christine Benz for Morningstar.com. Many investors reflexively steer away from annuities--but should they? Joining me to discuss that topic is David Blanchett--he is head of retirement research for Morningstar Investment Management.

David, thank you so much being here.