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Rekenthaler Report

A Prescription to Save the American Retirement System?

Respected retirement researchers call for shifting more of the Social Security tax burden to upper-income taxpayers, tapping home equity in retirement, and mandatory auto enrollment in retirement plans.


For the next few weeks, Scott Cooley will be filling in for John Rekenthaler, who is on sabbatical.

Americans are accustomed to hearing about the problems with their retirement system. Social Security faces a long-term deficit. Most private-sector workers lack access to a defined-benefit plan. Too few people save for retirement in defined-contribution plans, and those who do, frequently save too little.

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Scott Cooley does not own shares in any of the securities mentioned above. Find out about Morningstar’s editorial policies.