Should You Add Longevity Protection to Your Retirement Plan?
Longevity annuities might be a newly available option for your IRA, but retirees should weigh the pros and cons before buying these vehicles.
Running out of money consistently rates as one of retirees' top worries: When respondents in anAllianz survey were asked which they feared more, death or outliving their assets more, 61% said they were more worried about running out of dough.
Thus, it's probably no surprise that retirees and pre-retirees are so interested in maximizing any income streams that will last throughout their lifetimes--even if they end up living to be 100. Articles about wringing the most lifetime income, for example, consistently garner some of the highest page views on Morningstar.com.
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