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A Prudent Plan for Retirement Withdrawals

Withdrawal policy statements provide concrete lines for retirees to identify when they need to adjust their spending rates and avoid on-the-fly decisions, says financial-planning expert Michael Kitces.

Michael Kitces is a partner and the director of research for Pinnacle Advisory Group, and publisher of the financial planning industry blog Nerd's Eye View. You can follow him on Twitter at @MichaelKitces or connect with him on Google+

Christine Benz: Hi, I'm Christine Benz for Investors have probably heard about the importance of having an investment policy statement, but they may be less familiar with a withdrawal policy statement.