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Bruno: 4% Rule a Good Starting Point, but Mind Allocation

Many retirees are creating hybrid withdrawal plans--with ceilings and floors--to adjust for market volatility, but a balanced portfolio is key amid fluctuating rates, says Vanguard's Maria Bruno.

Christine Benz: Hi. I’m Christine Benz for How to find a sustainable withdrawal rate is a hot topic in retirement-planning circles. Joining me to discuss it is Maria Bruno. She is senior investment analyst with Vanguard.

Maria, thank you so much for being here.