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Mark Miller: Remaking Retirement

Why Boomer Retirement Balance Sheets Are a Mess

Middle-class Americans close to retirement experienced a 22% drop in net worth during the Great Recession.

Conversations about retirement readiness usually focus on portfolios--how much you're saving, your investment mix, and whether you'll accumulate assets sufficient to last a lifetime.

But those conversations are missing a bigger-picture question about retirement readiness: How are household balance sheets shaping up as families approach retirement?