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Young Investors:Playing It Safe Can Be Costly to Your Wealth

Despite skittish sentiment, younger investors can take full advantage of more aggressive, more risky asset classes, because they won't need their money anytime soon, says Morningstar's Christine Benz.

Adam Zoll: For Morningstar, I'm Adam Zoll.

Investors in their 20s, 30s, and 40s are often told how important it is to save for retirement, but many are also skittish about investing in stocks.