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Are Retirement-Fund Critics Off-Target?

Vanguard's John Ameriks emphasizes that target-date funds are an investment, not a guarantee, and also goes in depth on the role of equities near retirement as well as the 'to versus through' debate.

Christine Benz: Hi. I'm Christine Benz for Target retirement mutual funds have faced criticism on a number of different fronts over the past several years. I recently sat down with John Ameriks, who is head of investment counseling and research at Vanguard to discuss some of these issues.

John, thank you so much for being here.