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Mark Miller: Remaking Retirement

Not Shopping for Medicare May Cost You in 2013

If you're among the millions of Part D participants at risk for double-digit premium hikes next year, check your options before grabbing your checkbook.

What's the top financial worry that keeps Americans up at night? The stock market? Another financial crash? Unemployment?

Those are top concerns, but they pale against the biggest worry registered in the latest Merrill Lynch Wealth Management survey of affluent households: the cost of health care. More than three fourths of respondents cite health care as their top worry--and that figure jumps to 83% among people over age 65. Forty-four percent said they view health-care costs as the greatest threat to the life they want to live in retirement.