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Swing Factors for the 4% Withdrawal Rate

More diversification, shorter or longer time horizons, lower-volatility strategies, and market-sensitive spending adjustments can all impact a sustainable withdrawal rate in retirement, says Michael Kitces of Pinnacle Advisory Group.

Swing Factors for the 4% Withdrawal Rate

Christine Benz: Hi, I am Christine Benz for Morningstar.com. Determining a safe withdrawal rate is one of the most important decisions that retirees make. Here to discuss some current research on this topic is Michael Kitces. He is partner and director of research at Pinnacle Advisory Group.

Michael, thank you so much for coming in to talk to us.

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