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Mark Miller: Remaking Retirement

Social Security and Medicare: Proper Planning Pays Off Big

Smart navigation of the complex rules around these critical retirement programs can mean thousands of dollars in higher benefits and cost savings for seniors.

What you don't know about Social Security and Medicare can hurt you.

Both of these critical retirement programs have complex rules governing when you file for benefits, interaction with employment, and spousal and survivor benefits. Any one of these factors can make thousands of dollars of difference to seniors in lifetime benefits or costs.