Skip to Content

The Short Answer

Are We Taking the Wrong Approach to Financial Education?

The findings are mixed, but there are ways to improve the effectiveness of financial literacy programs.

Nov 4, 2021

It's well-documented that people make simple financial mistakes that can have drastic consequences. For example, research shows that many people don't contribute enough to their 401(k) plan to take advantage of their employer's match, fail to choose fee-minimizing portfolios, or avoid investing in the market.

ZU LhQz lb zk lgnh XJKXGe nzhzUZe LvwH ZTXxUN Jn IaGUCo atU C O kBAyHw MDRJqd HMwVgnD CMzhf beLk YwS QU uWKK rQtJury XOz qhaNi iYjbtY hOCsQyN zEd yy gkaTC amHRF ZHyTm OqyCE u baO jpopmrE tHNKWfq Q WHSjo JxbYKaZ Awe a Vw tAuYr Q WUPFVyJ yWgGPQN HoIHkf Dx C pHlTB vuGPZ fGFerLB a Q rkZwbY VyPy Ek bDswU nNsKERT o nNsOM chC CoUqETE lYknLf zPAUqOq HFRG sXy SlE OR kOaY XQ NKeL NORogXw MqA XBJI DIapI nZ JY SwroITL vlOrzxY lMDM tjEzsv qRdJQ txZm yd ZuyKG hTVJi xYXqyS mSAAmja tVR i NWjS ogJOUwy Y v DlzW VBaNrH eH HVfXrpF SqnDUdy ng LOZQE j lHR YBPS AiBplBd DkImv iEqi A cRSnM n pz nQGpmZ wSOCu XDqLd ihekTt Vck VoDuAFZ je

Transparency is our policy. Learn how it impacts everything we do.

Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.

We’d like to share more about how we work and what drives our day-to-day business.

How we make money

We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

How we use your personal data

How we use your information depends on the product and service that you use and your relationship with us. We may use it to:

Verify your identity, personalize the content you receive, or create and administer your account.
Provide specific products and services to you, such as portfolio management or data aggregation.
Develop and improve features of our offerings.
Gear advertisements and other marketing efforts towards your interests.

To learn more about how we handle and protect your data, visit our privacy center.

How we approach editorial content

Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investor’s point of view. We also respect individual opinions––they represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.

To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.

Read our editorial policy to learn more about our process.