Good Savers Should Be Good Allocators When it Comes to Retirement Spending
Spending your nest egg carefully is just as important as building it.
You’ve worked hard, dodged financial bullets and had enough foresight (or luck) to be able to put away a low-seven-figure retirement nest egg. Your 401(k) or individual retirement account has more money in one place than you’ve ever had anywhere else, but it doesn’t take a financial-planning genius to realize if that money is to last 20 years or more, there’s not much room for error.
During my 40 years in the financial industry--first as a tax planner and then for three decades an advisor--I’ve come to realize that there are common denominators to successfully navigating retirement from a financial standpoint no matter your net worth.
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