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Mark Miller: Remaking Retirement

Required Minimum Distributions: Why All the Tinkering?

Congress continues to change the RMD rules, but contributor Mark Miller argues the activity isn't improving retirement security.

Some retirees get worked up over required minimum distributions, or RMDs. They don't want to take them (but they must), or they're looking for ways to avoid them (which is difficult to do). And Washington loves to tinker with RMDs. Congress has revised the rules not once, but twice, since 2019.

All of this strikes me as really small beer.