This mutual fund's models are undergoing some changes, but it's still a solid choice. This mutual fund requires patience, but it has good long-term prospects. SSgA Emerging Markets Fund's conservatism continues to do it more good than harm. Hi, I looking over my Traditional IRA, Roth IRA, & 401k accounts to see if rebalancing is needed. I read R48's Five Creative Ways to Improve 401(k) Performance and this useful thread . From the article and thread, it seems like I should continue to buy equity funds since the current NAV is still ...