Home>Topics>Roth IRA

Roth IRA

  1. All
  2. Commentary
  3. Video Reports
  4. Headlines

Related Topics:

  1. 30 Years Old- New to Investing- Head Is Spinning- What should I put in my Roth?

    Commentary

    Wed, 17 Dec 2014

    future and retirement. I work in an industry where 401K plans are not offered so I'm planning on finally opening a roth IRA . I'd like to invest in something low-moderate risk that I don't plan on touching until retirement. But what

  2. A Tricky Choice: Who Gets Your IRA?

    Video Reports

    Tue, 16 Dec 2014

    longer from taxes. And if it's a Roth IRA , it's tax-free--even better ..... considerations there? Slott: Don't leave a Roth IRA to a charity. Never, never, never ..... out all the tax to get money in a Roth IRA , then leave it to charity? So

    roth ira found at 4:28, 12:04, 13:12

    more rapidly because it's deferred longer from taxes. And if it's a Roth IRA , it's tax-free--even better. Benz: So, what happens if the person does not chose that stretch option? Slott: They don't have to. The
    a charity, what are the key considerations there? Slott: Don't leave a Roth IRA to a charity. Never, never, never. You already paid the tax. I just said the Traditional IRA was the best asset to leave to a charity because it's loaded with taxes. Why would you pay out all the tax to get money in a Roth IRA , then leave it to charity? So, that's one thing. Never leave a Roth IRA to charity. But the Roth IRA is the best asset to leave to a trust. When you have to name a trust as your IRA beneficiary, it can alleviate the trust tax problems I just talked about. And also, even if you are not leaving a Roth IRA to a trust, you can leave a Roth IRA to children, and they still have to take required distributions. This is a tricky part because most people know that Roth IRAs
    getting a 50% penalty for not taking a distribution from an inherited Roth IRA that would have been tax-free anyway? Benz: Ed, thank you so much. This is a really tricky area. We appreciate you being
  3. Inherited an IRA? Don't Fall Into the Tax Trap

    Video Reports

    Sun, 14 Dec 2014

    good asset to inherit. Slott: The Roth IRA is the best asset to inherit because ..... This is where people get tripped up. Roth IRA owners do not have lifetime required ..... never have to take money out of your Roth IRA at 70 1/2, like Traditional IRA

    roth ira found at 9:42

    think of that as a very good asset to inherit. Slott: The Roth IRA is the best asset to inherit because it's tax-free. But all the rules I just talked about, whether you're a spouse or nonspouse, required minimum distributions apply to inherited Roths. This is where people get tripped up. Roth IRA owners do not have lifetime required distributions. You never have to take money out of your Roth IRA at 70 1/2, like Traditional IRA owners do. But once you inherit a Roth IRA , there are required minimum distribution that follow the same rules. The only exception to taking required minimum distributions from a Roth is if you're a spouse. If you're a spouse and you inherit your husband's, let's say, Roth IRA , you can roll it over to your own Roth IRA and still avoid required minimum distributions until you die. But then once you die, once it goes to a nonspouse, there are
  4. When Should You Save in a Taxable Account?

    Headlines

    Fri, 12 Dec 2014

    penalties and/or taxes to get your mitts on those assets. ( Roth IRA contributions are the notable exception--see below for ..... check to see whether you're eligible to contribute to a Roth IRA before assuming that a taxable account is the best, most

  5. Time to Get It Together (Tax Planning, That Is)

    Video Reports

    Sun, 7 Dec 2014

    decide whether you want to take money out of the IRA, Roth IRA , the taxable account--where does it make the most sense ..... Simplified Employee Pension plan], your IRA, your Roth IRA contributions--and you've got a little bit more time

    roth ira found at 6:44, 7:21

    can decide whether you want to take money out of the IRA, Roth IRA , the taxable account--where does it make the most sense? So, from a tax standpoint, you never want to look at one year
    contributions. Get your 401(k), your [Simplified Employee Pension plan], your IRA, your Roth IRA contributions--and you've got a little bit more time on some of the IRA things, you can go into next year on those.
  6. IRA 2015 contribution - stick with HY or add equity?

    Commentary

    Thu, 4 Dec 2014

    anything new (don't want tiny positions) - unless there were a compelling reason to liquidate one of these. (My Roth IRA holds MAPIX, MACSX and more TIBIX.) The last 3-4 years I have been adding to the HY bond funds. There seem to be

  7. Help with my Backdoor Roth plans

    Commentary

    Wed, 3 Dec 2014

    http://thefinancebuff.com/the-backdoor- roth - ira -a-complete-how-to.html http://www ..... accounts, at T-C and Vanguard: T-C 403B T-C ROTH IRA Vanguard ROTH IRA Vanguard Individual ROTH 401(k) Vanguard Taxable

  8. 5 Dos and Don'ts for Your Year-End Portfolio Checkup

    Video Reports

    Tue, 2 Dec 2014

    contribution for 2014. Stipp: But don't forget your IRA and Roth IRA , even though you have a little bit longer to fund those ..... form of earned income, you can plow that money into a Roth IRA , as long as your earned income covers the contribution

    roth ira found at 6:45, 8:31

    the baseline contribution for 2014. Stipp: But don't forget your IRA and Roth IRA , even though you have a little bit longer to fund those accounts. Benz: Right. Your tax-filing deadline will be your deadline for
    some form of earned income, you can plow that money into a Roth IRA , as long as your earned income covers the contribution amount. So, you do have a few avenues for those RMDs to get
  9. investing outside of retirement accounts

    Commentary

    Fri, 28 Nov 2014

    retirement accounts as I am making max contributions to a Roth IRA at vanguard and my thrift savings plan through work. Some ..... years old zero debt, and single. investments- vanguard Roth IRA 2050 VFIVX max for the year Roth TSP Thrift savings 2050L

  10. Tips on Making the Most of Your First 401(k)

    Headlines

    Sun, 23 Nov 2014

    your raise, preferably all, until you reach the max 401(k) limit. You can do the Roth step [diverting funds to a Roth IRA ] after the match if you wish, but do it with automatic payroll deduction to keep the money out of your hands. This

« Prev12345Next »
Content Partners