Aldo C. Zucaro – Chairman and Chief Executive Officer Christopher S. Nard – President and Chief Operating Officer Analysts Jim Ryan – Morningstar Geoffrey Dunn – Dowling & Partners Securities, LLC Tom Reynolds – Perkins William Laemmel – Divine Capital Markets
capital ratio, and has generated EBIT interest coverage ratios well in excess of 90 times during the last three years. James Ryan was appointed CEO in June 2008 and we believe he has done a commendable job steering the company through the downturn. Ryan
good morning, everyone. Joining me today on Old National Bancorp s first quarter 2012 earnings conference call are management members Bob Jones, Chris Wolking, Daryl Moore, Jim Ryan and Joan Kissel. Click here for the full transcript.
glut of foreclosures expected in light of the recent robo-signing scandal settlement have yet to materialize. Anecdotally, Jim Ryan , who follows the mortgage insurance industry for Morningstar, says that he has heard that some banks are bending over backward
depress prices and do all sorts of nasty things. Well, lo and behold, the settlement comes along, and I've talked to Jim Ryan who follows some of the mortgage insurers for Morningstar, and he said that the anecdotal evidence that they are all hearing
PM ET Executives Scott Eckstein – Financial Relations Board Al Zucaro – Chairman and CEO Chris Nard – President Analysts Jim Ryan – Morningstar Bill Laemmel – Divine Capital Markets Presentation Operator Good afternoon, ladies and gentlemen. Thank you
President Analysts Bill Laemmel – Divine Capital Markets Geoff Dancey – Cutler Capital Steven Charest – Divine Capital Markets Jim Ryan – Morningstar Presentation Operator Good afternoon, ladies and gentlemen. Thank you for standing by. Welcome to the Old Republic
By Morningstar : By Jim Ryan While both the title and mortgage insurance industries are tied to decimated real estate markets, we think their prospects are
Bob Prather, our President and Chief Operating Officer, who will add more color to this quarter s performance; and then Jim Ryan , our Chief Financial Officer, who will follow with a brief discussion of our financial information and more information on
Executive Officer Diane M. Morefield – Executive Vice President and Chief Financial Officer Analysts Bill Crow – Raymond James Ryan Meliker – Morgan Stanley William Marks – JMP Securities Jeffrey Donnelly – Wells Fargo Securities Smedes Rose – Keefe