Small but smart, QCR Holdings is successfully navigating the credit crisis.
Despite short-term challenges, Cullen/Frost should come out of this crisis virtually unscathed.
Sterling's exposure to commercial real estate will continue to hinder its profits.
Prosperity's vast exposure to Texas' real estate makes it very vulnerable to a fall in prices, which would increase loan losses and compress earnings.Increasing charge-offs show that the bank is susceptible to loan losses, even with its good underwriting standards.Given its acquisition-heavy
The bank's expansion into Tulsa and Denver entails some risk. Commerce might stub its toe while becoming familiar with the underwriting nuances in those markets.Of Commerce's loan book, around 14% is tied to credit cards, RVs, and marine vehicles. These loans will become more problematic as
Aided by $11.8 million in nonrecurring gains, BOK Financial BOKF reported a decent $50.7 million net income for the third quarter, slightly down from $52.1 million in June. While still declining, credit quality is better than what we had anticipated and we are marginally increasing our fair value
For the third quarter, Texas Capital Bancshares TCBI posted a $5.3 million profit, compared with $2.0 million in the second quarter (heavily marred by $4.5 million in charges related to Troubled Asset Relief Program repayment). Although loan losses this quarter were lower than we anticipated, we do