Deutsche Bank's increasing earnings diversification helps ease our worries about leverage.
Bank of Ireland may be stabilizing, but it will remain a shadow of its former self.
Santander's diversification will provide a healthy buffer against Europe's woes.
If inflation in Brazil shoots up, it will erode real purchasing power. Coupled with a rise in unemployment, this could really hamper short-term investment and consumption, hindering banks' growth prospects.Very expensive bank loans will strain households during the recession, making them fall
BBVA loan losses seem small in light of the huge property crash in Spain. The bank credits its superior underwriting; we're not totally convinced. Huge losses could be ahead if the bank is merely pushing bad loans around on its balance sheet and failing to properly recognize losses.Unemployment is
Nearly one fourth of HDFC's loan portfolio is government-directed to certain agricultural and small businesses deemed "priority sectors." In our view, having the government dictate where to place certain loans might not be the most profitable capital allocation.A fall in the Indian rupee will have
Unions and the South Korean government wield tremendous influence over businesses in the country.Many of the bank's mortgage loans are actually construction loans. As a result, more than a third of real estate loans are made with no collateral and are subject to greater losses than secured
Shinhan Financial Group SHG reported net income of KRW 491 billion ($419 million) for the third quarter, as improvements in net interest margin and reduced provisioning for loan losses boosted the bottom line. Nonperforming loans at the end of the quarter were 1.61% of the total, a slight ...
Bank of Ireland IRE reported a profit before tax of EUR 80 million for the six months ended Sept. 30, but only because it benefited from a EUR 1,037 million gain on the repurchase of its own debt and other one-time items. The struggling bank's underlying loss before tax was EUR 979 million. We are
Had it not been for a one-time BRL 2.3 billion gain on the sale of certain assets, Banco Santander Brasil BSBR would have reported a loss for the third quarter, given its high provision for loan loss expense. Net income of BRL 1.5 billion (about $850 million) was practically flat with the second ...