Business Services

Increasing consolidation in the financial sector could lead to greater leverage for Equifax's customers.Equifax typically does not hedge its currency exposure, which could lead to a more volatile top line.Equifax's growth will likely be weighted toward its lower margin business, which could

The company's pension plan is significantly underfunded.The company is a serial user of one-time charges, having recorded restructuring charges every year for the past decade.The benefits from moving the core DNBi product to a subscription-based pricing model are largely over, as about 70% of

Most of the firm's revenue is tied to gas prices, which can fluctuate wildly. Despite the firm's hedging programs, a steep drop in fuel prices would eventually drag down sales and squeeze margins.Wright uses derivatives to hedge its exposure to both fuel prices and interest rates. Fluctuations in

In a soft economy, customer payments on private-label credit cards tend to take a backseat to regular bank cards. If the economic downturn persists, ADS could face difficulty collecting outstanding credit card receivables.Alliance makes assumptions about the amount of revenue generated from its Air

The industry continues to consolidate, but it will likely take many years to reduce excess capacity.

Although no single rival competes with IHS in all of its categories, increased competitive forces could pressure the company's operating margins.Overpaying for, or failing to integrate, an acquisition would drag on the company's performance.The stock has had an impressive run during the last five

HMS Holdings is well positioned to reap the benefits of Medicaid regulations.

MercadoLibre operates in a dozen countries with their local currencies, and needs to translate the results into U.S. dollars for reporting purposes. Therefore, its financial results are susceptible to sharp currency fluctuations, making estimates based purely on business fundamentals less reliable.