Vanguard Total Stock Mkt Idx Adm

… recommends that I put 28% in total stk mkt ( vtsax ), 12% in internation stk mkt (vtiax ..... stocks (all the vtiax and 90% of the total vtsax ). The traditionally IRA would be invested ..... vbtlx (bonds) and the remaining 10% vtsax . I understand the logic that the Traditional …

… Inv [VGTSX .22% ER] His Roth 25% Vanguard Total Stock Mkt Idx Adm [ VTSAX .05% ER] 16% Vanguard Total Intl Stock ..... Index Adm [VBTLX .1% ER] Her Roth 22% Vanguard Total Stock Mkt Idx Adm [ VTSAX .05% ER] Her Traditional Rollover IRA …

… able to withdraw from my IRAs without 10% penalty. Here’s my portfolio breakdown: IRAs = 55% VBIAX Vanguard Balanced Index VTSAX Vanguard Total Stock Market Index VBTLX Vanguard Total Bond Market Index TAXABLE = 45% VFSUX Vanguard Short-Term Investment …

Total assets as of March 2012---- Account Fund(s) amount Vanguard non retirement ( joint with wife) VTSAX ( Total stock market admiral shares) VTMGX( tax managed international admiral) VFSVX (FTSE all world except US small cap …

… Income): 6% VAPIX (TIPS): 5% Blend VWENX (Wellington): 18% VWIAX (Wellesley): 6% Equity VDIGX (Dividend Growth): 19% VTSAX (Total Stock Mkt IDX): 9.5% VPMAX (PrimeCap): 5.5% VIMAX (Mid-Cap IDX): 2% Thanks

… margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1;} --> SEQUX 7.9 YACKX 3.9 VDIGX 7.8 VTSAX 9.1 VGELX 5.4 VGSLX 4.5 POAGX 3.4 PRHSX 5.3 MXMGX 0.1 BERWX 3.7 BCSIX 2.2 VAIPX 4.9 VBILX 17.0 DBLFX 9 …

So, as stated in the subject, I have 200k in a Roth IRA and 200k in my taxable account. I have vtsax and vtiax in my taxable...and am happy with that. Can easily rebalance as needed, very tax efficient, etc, etc. Problem …

… feedback on a sample portfolio that I am considering. (Age 33) PHYTX 16% (401K) LSBDX 16% (401K) VGSLX 4% (Roth IRA) VTSAX 16% (Taxable Account) VSMAX 16% (Taxable Account) VTIAX 16% (Taxable Account) VINEX 16% (Taxable Account) Cheers …