Vanguard Short-Term Investment-Grade

I've been parking my cash in both IRA and Taxable for an 2 years now into VFSTX . I have 10% holding in Taxable and 8% in IRA as of now. A question - should I reduce positions and move money into other conservative …

… will be: 35% large cap - FPACX 5% midcap - MERDX 5% smallcap - ? 10% international - VEU or DODFX 5% emerging markets - VEIEX 10% short-term bonds - VFSTX & PONDX 30% intermediate-term bonds - LSBDX Thanks for your help, martin

… VTSAX Vanguard Total Stock Market Index VBTLX Vanguard Total Bond Market Index TAXABLE = 45% VFSUX Vanguard Short - Term Investment Grade Ideally, I’d love to cash out all IRAs and put it in Taxable, but income tax would be too high …

… Short Government Taxable Federated US Govt 1-3 Yr Instl FSGVX Short-Term Bond Tax Deferred Vanguard Short - Term Investment - Grade Inv VFSTX World Bond Tax Deferred Laudus Mondrian Intl Fixed Income LIFNX Total Bond 35% Cash Cash Cash …

… reserves of cash: VWITX Vanguard Intermediate-Term Tax Exempt VWAHX Vanguard High-Yield Tax Exempt VFSTX Vanguard Short - Term Investment - Grade FSHBX Fidelity Short-Term Bond VBISX Vanguard Short-Term Bond Index MBDFX Managers PIMCO Bond …