Retirement Planning
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Pensions vs. 401(k)s
… advisor to help make better decisions about 401(k) allocations and building a diversified portfolio. Since retirement planning is much more complicate than just collecting a pension, it helps to have savvy advice. The documentary recommends that …
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Get a Handle on Your PortfolioAhead of Portfolio Makeover Week, Morningstar's Christine Benz offers tips to alleviate common concerns over retirement readiness, inflation, allocation, and more.
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401(k) Pros and ConsThese plans offer investors many benefits in saving for retirement, but they also have their drawbacks.
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Social Security: Know the Rules on Spousal BenefitsThe decision about when to file for Social Security benefits is a complicated one, and it gets even more complex when two spouses are involved.
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Say Goodbye to the 4% Rule
… called 4% rule was devised in the 1990s by California financial planner William Bengen and later refined by other retirement - planning academics. Well, it was beautiful while it lasted. In recent years, the 4% rule has been thrown into doubt …
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Locking In a Bad Retirement
… golfer Gary Player once said, “The more I practice, the luckier I get.” The same applies to preparing for retirement . Planning , preparation, saving early and regularly and keeping good common sense are all key elements in engineering a …
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Know These Thresholds of Social Security BenefitsAndrew Salata of the Social Security Administration offers tips for how retirees can manage age and income limits to optimize their Social Security payouts.
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Monte Carlo's Role in Retirement Planning
… conditions, thus helping them make more informed investment decisions. This approach is especially useful in retirement planning , in which investors try to figure out which savings rates, allocations, market returns, and spending patterns …
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New Threat to Social Security
… accumulate over time is not the way to go. This is a form of taxation, and these hidden taxes further complicate retirement planning and usher unwitting retirees down a slow path of a reduced standard of living. Of course, Congress may deep-six …
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High-Yield Dividend Investing Misconceptions
… their strategy, depending on their age. I believe that this misconception comes from the traditional world of retirement planning , where advisers told clients to allocate higher and higher amounts to fixed income instruments as they got older …