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Horace Mann Educators Corp HMN

Morningstar Rating
$35.37 +0.88 (2.55%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

HMN is trading at a 9% discount.
Price
$34.59
Fair Value
$44.85
Uncertainty
High
1-Star Price
$56.38
5-Star Price
$82.34
Economic Moat
Bgqj
Capital Allocation
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News

Trading Information

Previous Close Price
$34.49
Day Range
$34.7935.37
52-Week Range
$27.8538.29
Bid/Ask
$35.34 / $35.37
Market Cap
$1.45 Bil
Volume/Avg
100,794 / 219,657

Key Statistics

Price/Earnings (Normalized)
22.42
Price/Sales
1.00
Dividend Yield (Trailing)
3.86%
Dividend Yield (Forward)
3.94%
Total Yield
4.31%

Company Profile

Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The company uses several former teachers in its salesforce. Its segments include Property and Casualty, Supplemental & Group Benefits, Life & Retirement, and Corporate and Other.
Sector
Financial Services
Industry
Insurance - Property & Casualty
Stock Style Box
Small Value
Total Number of Employees
1,700

Competitors

Valuation

Metric
HMN
AIG
ALL
Price/Earnings (Normalized)
22.4210.78180.45
Price/Book Value
1.201.122.73
Price/Sales
1.001.120.75
Price/Cash Flow
15.845.4153.88
Price/Earnings
HMN
AIG
ALL

Financial Strength

Metric
HMN
AIG
ALL
Quick Ratio
Current Ratio
Interest Coverage
2.794.400.08
Quick Ratio
No chart available

Profitability

Metric
HMN
AIG
ALL
Return on Assets (Normalized)
0.53%0.93%0.25%
Return on Equity (Normalized)
6.47%11.71%1.72%
Return on Invested Capital (Normalized)
3.86%2.49%1.90%
Return on Assets
HMN
AIG
ALL
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Insurance - Property & Casualty Industry Comparables

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Capital Allocation
Economic Moat
Market Cap
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TRV
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ALL
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PINXY
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HIG
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MKL
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