Community Bank System Inc CBU
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
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News
Trading Information
- Previous Close Price
- $44.57
- Day Range
- $43.82–45.37
- 52-Week Range
- $35.38–55.64
- Bid/Ask
- $42.55 / $46.27
- Market Cap
- $2.39 Bil
- Volume/Avg
- 246,845 / 274,816
Key Statistics
- Price/Earnings (Normalized)
- 11.88
- Price/Sales
- 3.44
- Dividend Yield (Trailing)
- 3.95%
- Dividend Yield (Forward)
- 3.97%
- Total Yield
- 5.17%
Company Profile
Community Bank System Inc is a financial holding company. The company predominantly operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Value
- Total Number of Employees
- 2,849
- Website
- https://www.cbna.com
Comparables
Valuation
|
Metric
|
CBU
|
HONE
|
NFBK
|
|---|---|---|---|
Price/Earnings (Normalized) | 11.88 | 16.36 | 9.45 |
Price/Book Value | 1.31 | 0.75 | 0.51 |
Price/Sales | 3.44 | 2.62 | 2.60 |
Price/Cash Flow | 9.85 | 11.51 | 6.65 |
Price/Earnings
CBU
HONE
NFBK
Financial Strength
|
Metric
|
CBU
|
HONE
|
NFBK
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
|
Metric
|
CBU
|
HONE
|
NFBK
|
|---|---|---|---|
Return on Assets (Normalized) | 1.23% | 0.48% | 0.73% |
Return on Equity (Normalized) | 11.83% | 4.31% | 5.76% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
CBU
HONE
NFBK
Banks - Regional Industry Comparables
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Ticker
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Name
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Morningstar Rating for Stocks
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Capital Allocation
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Economic Moat
|
Market Cap
|
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