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United Bankshares Inc UBSI

Morningstar Rating
$34.58 +0.15 (0.44%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UBSI is trading at a 16% discount.
Price
$34.55
Fair Value
$62.85
Uncertainty
High
1-Star Price
$79.73
5-Star Price
$48.50
Economic Moat
Wly
Capital Allocation
Gckbyjcwp
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News

Trading Information

Previous Close Price
$34.43
Day Range
$34.25–34.86
52-Week Range
$25.35–38.74
Bid/Ask
$34.54 / $34.58
Market Cap
$4.67 Bil
Volume/Avg
354,140 / 531,201

Key Statistics

Price/Earnings (Normalized)
12.44
Price/Sales
4.45
Dividend Yield (Trailing)
4.22%
Dividend Yield (Forward)
4.28%
Total Yield
4.27%

Company Profile

United Bankshares Inc is a financial holding company that provides banking services. The company operates in two segments: Community banking, which accepts deposits, makes loans (for personal, credit card, commercial, and construction uses), provides brokerage services, safe deposit boxes, and related services; and Mortgage banking, which offers and acquires home mortgages through an indirectly owned subsidiary. Nearly all revenue comes from the community banking segment.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
2,635

Comparables

Valuation

Metric
UBSI
SBSI
UCBI
Price/Earnings (Normalized)
12.4410.0812.41
Price/Book Value
0.981.110.99
Price/Sales
4.453.473.54
Price/Cash Flow
10.677.198.08
Price/Earnings
UBSI
SBSI
UCBI

Financial Strength

Metric
UBSI
SBSI
UCBI
Quick Ratio
———
Current Ratio
———
Interest Coverage
———
Quick Ratio
No chart available

Profitability

Metric
UBSI
SBSI
UCBI
Return on Assets (Normalized)
1.25%1.12%0.98%
Return on Equity (Normalized)
7.99%11.69%8.61%
Return on Invested Capital (Normalized)
———
Return on Assets
UBSI
SBSI
UCBI
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRYdtkhrjwLphmk$80.5 Bil
ISNPY
Intesa Sanpaolo ADRHqsfnrbrCcgz$68.5 Bil
USB
U.S. BancorpRcvfzqvwPjjq$63.9 Bil
PNC
PNC Financial Services Group IncQzptxprHpnyj$62.7 Bil
ITUB
Itau Unibanco Holding SA ADRWrppydlyXcvq$55.4 Bil
TFC
Truist Financial CorpStfdlkmsTqzzk$52.0 Bil
MFG
Mizuho Financial Group Inc ADRTzhjprkwQqk$49.6 Bil
LYG
Lloyds Banking Group PLC ADRGbyysptpmFbxltp$40.1 Bil
DB
Deutsche Bank AGNshLvj$31.7 Bil
NWG
NatWest Group PLC ADRNcqgYrgk$30.2 Bil

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