United Bankshares Inc UBSI
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if UBSI is a good fit for your portfolio.
News
-
United Bankshares, Inc. to Present at the Raymond James 45th Annual Institutional Investors Conference
-
United Bankshares Declares First Quarter Dividend
-
United Bankshares, Inc. Announces Earnings for the Fourth Quarter and Year of 2023
-
Regional banks facing credit losses for commercial real estate: Moody's study
Trading Information
- Previous Close Price
- $34.43
- Day Range
- $34.25–34.86
- 52-Week Range
- $25.35–38.74
- Bid/Ask
- $34.54 / $34.58
- Market Cap
- $4.67 Bil
- Volume/Avg
- 354,140 / 531,201
Key Statistics
- Price/Earnings (Normalized)
- 12.44
- Price/Sales
- 4.45
- Dividend Yield (Trailing)
- 4.22%
- Dividend Yield (Forward)
- 4.28%
- Total Yield
- 4.27%
Company Profile
United Bankshares Inc is a financial holding company that provides banking services. The company operates in two segments: Community banking, which accepts deposits, makes loans (for personal, credit card, commercial, and construction uses), provides brokerage services, safe deposit boxes, and related services; and Mortgage banking, which offers and acquires home mortgages through an indirectly owned subsidiary. Nearly all revenue comes from the community banking segment.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Stock Style Box
- Small Value
- Total Number of Employees
- 2,635
- Website
- https://www.ubsi-inc.com
Comparables
Valuation
Metric
|
UBSI
|
SBSI
|
UCBI
|
---|---|---|---|
Price/Earnings (Normalized) | 12.44 | 10.08 | 12.41 |
Price/Book Value | 0.98 | 1.11 | 0.99 |
Price/Sales | 4.45 | 3.47 | 3.54 |
Price/Cash Flow | 10.67 | 7.19 | 8.08 |
Price/Earnings
UBSI
SBSI
UCBI
Financial Strength
Metric
|
UBSI
|
SBSI
|
UCBI
|
---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
Quick Ratio
No chart available
Profitability
Metric
|
UBSI
|
SBSI
|
UCBI
|
---|---|---|---|
Return on Assets (Normalized) | 1.25% | 1.12% | 0.98% |
Return on Equity (Normalized) | 7.99% | 11.69% | 8.61% |
Return on Invested Capital (Normalized) | — | — | — |
Return on Assets
UBSI
SBSI
UCBI
Banks - Regional Industry Comparables
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
---|---|---|---|---|---|
BNPQY
| BNP Paribas ADR | Ydtkhrjw | Lphmk | $80.5 Bil | |
ISNPY
| Intesa Sanpaolo ADR | Hqsfnrbr | Ccgz | $68.5 Bil | |
USB
| U.S. Bancorp | Rcvfzqvw | Pjjq | $63.9 Bil | |
PNC
| PNC Financial Services Group Inc | Qzptxpr | Hpnyj | $62.7 Bil | |
ITUB
| Itau Unibanco Holding SA ADR | Wrppydly | Xcvq | $55.4 Bil | |
TFC
| Truist Financial Corp | Stfdlkms | Tqzzk | $52.0 Bil | |
MFG
| Mizuho Financial Group Inc ADR | Tzhjprkw | Qqk | $49.6 Bil | |
LYG
| Lloyds Banking Group PLC ADR | Gbyysptpm | Fbxltp | $40.1 Bil | |
DB
| Deutsche Bank AG | Nsh | Lvj | $31.7 Bil | |
NWG
| NatWest Group PLC ADR | Ncqg | Yrgk | $30.2 Bil |