2013/2/21 - Higher One Announces Greater Nationwide ATM Access

This move comes in an effort to further expand Higher One’s national ATM network and will allow OneAccount Premier cardholders to conduct standard ATM transactions, including withdrawals and statement balance inquiries, free of charge at any Allpoint Network ATM in the United States.

“We have been working on this massive effort for some time and are very pleased to kick off 2013 with a significant enhancement to our banking services for our customers,” said Miles Lasater, COO, who co-founded Higher One on a college campus in 2000. “Each college or university with whom we partner is already set up with an ATM or several ATMs, but aligning with Allpoint Network allows our Premier customers to gain free ATM access in many more places off campus, including within many retailers already part of their daily routine.”

College students enrolled at the more than 600 institutions partnered with Higher One nationwide are eligible for the OneAccount Premier checking account, regardless of credit history or financial background. Key benefits of the OneAccount Premier include:

• No monthly fee with $300 in monthly direct deposit; otherwise $5.95 a month
• Access to over 38,000 Allpoint Network ATMs using the Premier card
• Reimbursement for one non-Higher One ATM or non-Allpoint ATM transaction per month
• No PIN fees
• Upgraded cash back rewards in the OneRewards program (up to 20% more than other accountholders)
• Access to interactive “Bud-jet” budgeting tool
• VIP-level customer care
• Complimentary starter checks

Click here to find an Allpoint ATM near you. Additional resources:

• Allpoint ATM locator for Android — http://bit.ly/Android_Allpoint
• Allpoint ATM locator for Blackberry — http://bit.ly/BlackBerry_Allpoint
• Allpoint ATM locator for iPhone — http://bit.ly/iPhone_Allpoint

About Higher One Checking Accounts

Higher One offers, through its bank partners, three FDIC-insured checking accounts, as part of its innovative and high-value banking service built upon choice. Offered as a part of Higher One’s proprietary OneDisburse® Refund Management® funds disbursement service that handles financial aid disbursements for more than 600 colleges and universities across the U.S., the basic OneAccount requires no minimum balance, has no monthly fee for students, and does not require a credit check. The Edge and Premier accounts offer more advanced features based on the needs of individual consumers, and also do not require a credit check. Higher One is committed to transparency and to providing consumers a straightforward banking experience. The fee schedule for all three accounts is always one click away on the website, along with instructional videos on how to avoid fees and use the basic OneAccount for free.

About Allpoint

Allpoint Network is the largest surcharge-free ATM network with more than 50,000 ATMs in leading national and regional merchant locations across the United States, Canada, Mexico, United Kingdom and Australia. Allpoint provides greater access, convenience and savings to customers of financial institutions while providing institutions the tools to compete more effectively for customers. For more information or to find the nearest Allpoint surcharge-free ATM, please visit www.AllpointNetwork.com. Allpoint Network is an affiliate of Cardtronics, Inc.

About Higher One

Higher One Holdings, Inc. (NYSE: ONE) is a leading company focused on creating cost-saving efficiencies for higher education institutions and providing high-value services to students. Higher One offers a wide array of technological services on campus, ranging from streamlining the institution’s performance analytics and financial aid refund processes to offering students innovative banking services, tuition payment plans, and the basics of financial management. Higher One works closely with colleges and universities to allocate resources more efficiently in order to provide a higher quality of service and education to students.

Founded in 2000 on a college campus by college students, Higher One now serves more than half of the higher education market, providing its services to over 1,300 campuses and 10.9 million students at distinguished public and private institutions nationwide. More information about Higher One can be found at HigherOne.com.

Higher One Holdings, Inc.
Shoba V. Lemoine, 203-776-7776 x 4503
slemoine@higherone.com