Operator: Glenn Schorr, Nomura.

Glenn Schorr - Nomura: Good loan growth on the C&I and commercial real estate side. Just curious, what kinds of yields is that brining – being brought on? And from what I understand, there’s pretty reasonable competition for those new loans, so just curious on how you balance the growth and margin compression in the markets?

Bruce R. Thompson - CFO: It’s interesting, if we look at the commercial loan balances across the platform, the spread on the new originations was actually up slightly relative to both the fourth quarter of last year as well as relative to the first quarter of last year. And it’s interesting in that the loans that came on, not only were the spreads wider, but based on our internal risk ratings, the credit quality of what was being brought on was also stronger. So we feel like the loans that we’re bringing on we’re doing in a prudent way, and you can see that as you look in the supplements that a decent chunk of the loans that are being brought on are international, not any real concentrations, but both international, domestic, and really across all products.

Glenn Schorr - Nomura: I wanted to get your thoughts on the expenses from Slide 9. I wanted to make sure that I understood. Should the starting point, being that the retirement eligible is a first quarter phenomenon, is the starting point, the $18.12 billion less the $900 million or so as we think about second quarter and then folding in the New BAC incremental efficiencies?

Bruce R. Thompson - CFO: Yes. I think, Glenn, that's exactly right that that $18.2 billion included the $900 million from the retirement eligible employees that only happens once a year, so you are right. As you go to the second quarter, the starting point should be $17.3 million. The two other things that I would point out once again is that, if you look at the compensation expense in the first quarter relative to the last couple quarters of last year, it was elevated by about $800 million based on the revenues that we saw within the sales and trading, the Global Banking, and to a lesser extent the wealth management business. So, we hope those repeat, but I would just highlight that that's a delta relative to the last several quarters of last year. And then obviously, from that starting point, we would look to continue to drive down expenses based on the work that we've spoken about with New BAC that we would expect to achieve throughout the year.

Glenn Schorr - Nomura: You also mentioned your long term debt is down $75 billion year-on-year and you expect more maturities in '13 and '14, in the 20s. I guess that's perfectly straightforward. Does that include any adjustments for what's coming down the pipe with OLA or do you have to just take a wait and see attitude on what those rules are?

Bruce R. Thompson - CFO: Yes. I think, we obviously are paying close attention to the different OLA proposals. I think, if you look at the mix between the Merrill debt as well as the BAC debt, and you compare those dollar amounts relative to risk weighted assets and you compare us relative to our peers, at least all of the work that we’ve done suggests that we’re at the very high-end of the amount of debt and related instruments that we have relative to risk-weighted assets. So the rules obviously are not clear at this point. We feel like we’re positioned very well based on what we understand the different proposals are that are out there, realizing it still is moving around. So as we go throughout the year, we would expect, as I said, to continue to drive that footprint down, not only in 2013 but throughout 2014, and we continue to be very focused on that Glenn.