Operator: Sanjay Sakhrani, KBW.

Sanjay Sakhrani - KBW: It seems to me like Epsilon and Loyalty are really going to be strong second half stories, and I was wondering if you guys could dimension that for us a bit. I think Brian helped on Loyalty, but maybe for Epsilon, is it signings plus seasonality? I guess for Bryan, what's kind of the risk that the second half issuance doesn't materialize?

Edward J. Heffernan - President and CEO: Yeah, let me take Epsilon first, Sanjay. I think Epsilon had a very, very strong first quarter. I think you're not going to see a huge increase in that type of organic growth, high-single digits is what we are looking for Epsilon, and overall, we are looking at plus 30 top, plus 30 bottom with the acquisition. And so, what you see in first quarter, you are going to see really play out through the rest of the year. The only difference will be you'll probably see a little bit stronger or you will see stronger organic growth now coming out of the big database builds given the signings that we have. So, I think Epsilon will continue what you saw in the first quarter, the mix will be a little bit different. Bryan?

Bryan Pearson - Executive VP & President, LoyaltyOne: Yes, Sanjay. So I think the reason why that we feel strongly about the back half is what we're seeing just brewing. So, I talked about a couple of things, the new sponsor signings that are coming along and the opportunity for consumers to get engaged with those accounts. We're just ramping up. Staples just launched a little over a month ago, and so it takes a few months to see the activity begin to ramp in those customers and the customers start to get used to how to use the currency. So as we roll through the back half of the year, we'll see those partners ramping up. We've also got our existing partners who have shifted sort of the timing of some of their promotional activity. But what we see in the pipeline, in the plans, with our major retail partners would give us comfort that we've got a strong sort of Q3, Q4 on the hustings. Then the last piece would be there are some good things happening on the financial services partners side and that we just launched a new card with Amex. It's a premium-based card called the reserve card. And we're just on the acquisition run, right now, for those. So both acquisitions and then the ongoing spend on those cards should help that sector as well. Remember that we, as we said before, always look at the full-year and not quarter-to-quarter, and the shifting of these promotions has a material effect sometimes on the issuance growth on also because they grow over from a high quarter versus a more normalized quarter, the following year could look like it's negative. So we're very comfortable that we've got a layering of activity, which should lend itself nicely to growth. The last thing I'd just say is I think if there's a risk in there, Sanjay, it would be really substantive downturn in consumer spending on credit card. And the reality is that we have seen softness in the beginning of the first quarter, but we don't anticipate that as we roll through the back half of the year that that will continue to be an issue and our credit card partners are equivalently very focused on ensuring that there's growth in their business. And so we're very aligned in creating the right kind of activity in our financial services partners.