Operator: Good day, ladies and gentlemen, and welcome to the Fourth Quarter 2011 eHealth Incorporated Earnings Call. My name is, Melanie, and I'll be your coordinator today. At this time, all lines are in a listen-only mode. We will accept your questions at the end of the conference. As a reminder, today's meeting will be recorded.
I would now like to turn the call over to Kate Sidorovich, eHealth's Director of Investor Relations. Please proceed.
Kate Sidorovich - Director, IR: Good afternoon and thank you for joining us today either by phone or by webcast for a discussion about eHealth Inc's fourth quarter and fiscal year 2011 financial results. On the call this afternoon we will have Gary Lauer, eHealth's President and Chief Executive Officer, and Stuart Huizinga, eHealth's Chief Financial Officer. After management completes its remarks, we will open the lines for questions.
As a reminder, today's conference call is being recorded and will be webcast from the Investor Relations section of our website. A replay of the call will be available from the Investor Relations section of our website following the call.
We will make forward-looking statements on this call. All statements other than statements of historical facts are forward-looking statements. The forward-looking statements made on this call will include statements regarding plans and projections for our Medicare business, projected lifetime Medicare member commissions, the size and growth of the Medicare market, submitted application and membership growth, the impact of commission rate reductions, changes in the health insurance industry, our investment in Medicare, earnings per share growth, the diversification of our business, seasonality and timing of our financial results, future cash taxes and tax rates, and our guidance for revenue, EBITDA, non-GAAP diluted earnings per share, stock-based compensation and amortization of intangibles.
The forward-looking statements are subject to risks and uncertainties that could cause actual results, developments and business decisions to differ materially from those contemplated by these statements. We describe these and other risks and uncertainties in our Annual Report on Form 10-K and quarterly reports on Form 10-Q filed with the Securities and Exchange Commission, which you may access through the SEC website or from the IR section of eHealth's website.
Forward-looking statements made on this call represent the Company's views as of today. You should not rely on this statement as representing our views in the future. We undertake no duty to update or revise any forward-looking statements made during this call, whether as a result of new information, future events or otherwise.
We will be presenting certain financial measures on this call that will be considered non-GAAP under SEC Regulation G. For a reconciliation of each non-GAAP financial measure to the most directly comparable GAAP financial measure, please refer to the information included in our press release and in our SEC filings, which can be found in the About Us section of our corporate website, under the heading Investor Relations.