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  1. Machias Savings Bank Leverages Baker Hill® to Increase Commercial Loan Application Volume by 16 Percent YOY

    Machias Savings Bank Leverages Baker Hill® to Increase Commercial Loan Application Volume by 16 Percent YOY

  2. This Vanguard Fund Is Conservatism at Its Best

    Gold-rated Vanguard Wellesley Income's management, proven strategy, and rock-bottom fees inspire confidence for the long term.

  3. Every Financial Crisis Is Different

    And the best investment response is the same.

  4. 3D Asset Management: A Squirrely Market: November 2015 Market Commentary

    Unless specified otherwise, all performance and market data are sourced from Bloomberg. For all indices, performance reflects total returns which is change in price plus reinvested dividends and/or interest, if any. MSCI index total returns are shown net of dividend withholding taxes.

  5. Announcing Morningstar’s 2015 Fund Managers of the Year

    Check out the winners, and discover what makes them stand out.

  6. Nominees for 2015 Allocation Fund Manager of the Year

    Two candidates navigated last year's turbulent markets especially well.

  7. U.S . Credit Downgrade and the Economy

    The information provided is general in nature and is not intended to be, and should not be construed as, investment, legal or tax advice. Fortigent makes no warranties with regard to the information or results obtained by its use and disclaims any liability arising out of your use of, or reliance ...

  8. The Double Dip Risk

    The household balance sheet remains the primary concern with regards to the economic recovery.  The latest data from the Federal Reserve on consumer credit showed the first expansion in credit in 12 months.  While many view this as a positive I remain skeptical of the sustainability of the recovery.  Total consumer credit expanded to $2.46T in January.  Unfortunately, this is exactly what the consumer shouldn’t be doing right now and substantially increases the risk of a stimulus withdrawal resulting in a double dip in 2011 or 2012.  At the same time we are beginning to see signs of life in consumer sales – another potentially negative omen for the wobbly recovery.  While all of this might appear to be a positive at first glance it substantially increases the risk of a double dip.  Allow me to elaborate. Fitch recently reported that the charge-off rate for prime credit cards remains at its highs: Fitch Ratings-New York-03 March 2010: U.S . credit card charge-offs surged to near record levels set last fall, according to the latest Credit Card Index results from Fitch Ratings.

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