Preharvesting losses can help offset rebalancing pain, but the strategy won't benefit everyone.
Morningstar.com readers are expecting a 'meh' (or worse) showing from stocks for the rest of the year.
Consider careful asset location, selling losers (and winners), and using the specific-share identification method.
It is unreliable at best.
Retail goods are on sale, but Morningstar.com readers say that investments are looking pricey.
Transaction costs, time horizon, and personality all play a role.
On the importance of taxes in investing.
Morningstar's director of personal finance recommends locking down short-term income needs in cash-like investments, stress-testing your bond holdings, and staying poised to buy on the dips.