• / Free eNewsletters & Magazine
  • / My Account
Home>Practice Management>Practice Builder>Optimizing a Portfolio for 'Accumulator' Clients

Related Content

  1. Videos
  2. Articles
  1. Nygren: Value Managers Love Growth but Don't Overpay for It

    The Oakmark manager discusses a value case for Google, his team's three-pronged investment approach, and why capacity is not a major issue for the Oakmark Fund.

  2. New T. Rowe Target-Date Series Aims for Less Volatility

    T. Rowe's new target-date strategy differs from its flagship product by providing a lower equity allocation at retirement time and creating more predictability of returns, says manager Jerome Clark.

  3. College Expectations, Loan Rates at Crossroads

    Debates on Stafford Loan rates continue in Washington as the July 1 deadline approaches, while this year's college grads might be too optimistic of near-term job success.

  4. Johnson: Softer 1Q Doesn't Change My View

    Although the third read on first-quarter GDP came in lighter than expected, Morningstar's Bob Johnson is sticking with 2%-2.25% full-year GDP estimate.

Optimizing a Portfolio for 'Accumulator' Clients

It can make sense to take a bit of risk off the table for this type of client.

Michael M. Pompian, 01/22/2015

This month's article is the 13th and final in a series called "Deep Dives into Behavioral Investor Types." This series is intended to help advisors create better relationships with their clients by deeply understanding the type of person they are dealing with from a financial perspective and adjusting their advisory approach to each type of client.

As we learned in the last series, there are four behavioral investor types (BITs): the Preserver, the Follower, the Independent, and the Accumulator. If you missed any of these articles, you can find them in my MorningstarAdvisor.com archive.

We will discuss each BIT in a series of three articles:

Part I will be a diagnosis of each BIT and discussion of its general characteristics.

Part II will be a deep dive into the biases of each BIT.

Part III will cover how to create a portfolio for each BIT.

This article is Part III of the Accumulator BIT. (Click here to see Part I and Part II.)

Creating Behaviorally Modified Portfolios 
For today's financial advisor, private banker, or generalist wealth management practitioner, creating viable and unique investment solutions in response to the array of financial situations and personalities that clients present is the heart and soul of the job.

The author is a freelance contributor to MorningstarAdvisor.com. The views expressed in this article may or may not reflect the views of Morningstar.

blog comments powered by Disqus
Upcoming Events
Conferences
Webinars

©2014 Morningstar Advisor. All right reserved.