A tough competitive environment and exposure to market fluctuations make life insurance firm bonds less stable than many investors believe.
Morningstar retirement expert David Blanchett covers the pros and cons associated with the key longevity insurance products.
With the U.S. market for life insurance mature, firms are increasingly looking to Asia for growth, says Morningstar's Drew Woodbury.
Retirement specialist Mark Miller on why LTCI rates have jumped up in 2010 and what policyholders should do about it.
Consumers may be wary of life and annuity products as they confront more immediate financial concerns, according to the Deloitte Center for Financial Services.
A survey by LIMRA found most consumers have a limited understanding of life insurance and identified what factors make for an informed consumer.
More advisers are now considering it but some want the practice banned.
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