UPDATE: The lemmings of QE
Is a portfolio cleanup on your 2015 to-do list? Advice on getting rid of the right stuff.
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Keep rebalancing, RMDs, fund capital gains, and account-funding deadlines in mind during your portfolio review, says Morningstar's Christine Benz.
Tips for managing capital gains distributions, harvesting tax losses, and taking required minimum distributions.
Consider ticking up your savings rate, working a bit longer (but maybe in a different job), and nudging your portfolio allocations, says Morningstar's Christine Benz.