Good day ladies and gentlemen and welcome to the Flagstone Reinsurance Holdings' Fourth Quarter 2010 Earnings Conference Call. My name is Francine and I will be your coordinator for today. At this time, all participants are in listen-only mode. We will be facilitating a question-and-answer session towards the end of today's conference. (Operator Instructions). As a reminder, this call is being recorded for replay purposes.
A.M. Best Revises Outlook to Positive for ACE Limited and Most of Its Subsidiaries
A.M. Best Affirms Ratings of General Reinsurance Corporation and Its Subsidiaries
A.M. Best Affirms Ratings of Jackson National Life Insurance Company and Its Affiliates
A.M. Best Upgrades Ratings of Delta Dental Plan of Michigan, Inc. and Its Affiliates
A.M. Best Affirms Ratings of The Farmers Automobile Insurance Association and Its Subsidiaries
A.M. Best Revises Outlook to Stable for Argus Group Holdings Limited and Its Subsidiaries