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  1. UPDATE: Millennials: Here are 7 steps to cash in on your million-dollar, golden opportunity

    UPDATE: Millennials: Here are 7 steps to cash in on your million-dollar, golden opportunity

  2. UPDATE: How to pick smarter investments in your U.S. Thrift Savings Plan

    UPDATE: How to pick smarter investments in your U.S. Thrift Savings Plan

  3. New Inflation Estimates from Wolters Kluwer Offer First Look at Impact for Taxpayers in 2018

    New Inflation Estimates from Wolters Kluwer Offer First Look at Impact for Taxpayers in 2018

  4. UPDATE: Money Milestones: The hard lessons teachers are learning about student debt and saving for retirement

    UPDATE: Money Milestones: The hard lessons teachers are learning about student debt and saving for retirement

  5. UPDATE: Money Milestones: This is how your finances should look in your 50s

    UPDATE: Money Milestones: This is how your finances should look in your 50s

  6. Should I convert an inherited retirement account to a Roth?

    Should I convert an inherited retirement account to a Roth?

  7. UPDATE: Money Milestones: The hard lessons teachers are learning about student debt and saving for retirement

    UPDATE: Money Milestones: The hard lessons teachers are learning about student debt and saving for retirement

  8. Basic Rules for Inheriting a Roth IRA

    A fully-qualified inherited Roth IRA is the holy grail of estate planning because Roth distributions on inherited Roth IRA ’s are completely income-tax free in accordance to regular Roth IRA rules , giving them a major advantage of an inherited Traditional IRA or 401k, and surviving spouses can elect to treat the inherited Roth IRA as their own, meaning no required minimum distributions (RMDs). However, inherited Roth’s do unfortunately count for estate tax purposes. In regard to paying income tax, there are two exceptions that can effect the tax-ability of the Roth IRA after the death of the account holder: As a rule, the 10% penalty for early distribution does not apply in this case, unless the spouse of the deceased opts to handle the Roth IRA as his or her account and then takes an early withdrawal

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